With the benefit of being developed by risk protection specialist a&b Insurance Brokers, Director Protection offers Directors, Managers and Officers of UK companies comprehensive, accessible and cost effective liability insurance. Whether cover is required just for yourself or for your whole Company, you will find the cover you need right here.

Director Protection is unique in the fact that not only is it the first website in the UK to offer immediate cover, it also gives you 2 options depending on your exact requirements.

1) You may be a director of one, two or even three companies and merely want personal protection for the exposures you alone face, in which case our Individual risks cover is ideal for you.
2) Alternatively, if you are a one of a number of Directors, Shareholders, Managers, Supervisors or Officers in a Company and want to insure everyone including the Company as an entity, then our Corporate risks cover is more cost-effective and probably more suited to your needs.

For those of you thinking “I don’t make mistakes, so what do I need cover for” – well, where do we start? You are not only personally liable for your own actions, but those of your employees and fellow Directors. Are you 100% confident they will never make a mistake in their job?

A soft place to fall…

If an unexpected issue occurs, whether it be anything from an Employment problem to an allegation of Corporate Manslaughter, you’ll need ‘a soft place to fall’. The financial implications of spending countless hours, weeks, days and months exhaustively defending your position will soon add to the emotional and mental stresses. Will your Company survive? That’s quite apart from funding the expert legal defence team you will need to support you too. In addition, the Legal Aid system has changed so much recently that it has become almost impossible for anyone in a salaried job to get help. In this case you have 3 options should something happen:

1. Raise money personally for your defence, by selling assets such as the family home.
2. Defend yourself and risk prison or huge fines.
3. Insure yourself and sleep easily, assured that you are protected should the worst happen.

The liability cover Director Protection offers is so much more than insurance. By being a member, you are assured that we will find the best possible defence team for you, specific to your claim, from our network of expert lawyers. Because you are insured, you can afford the best law firms and the best advice, giving you the best chance of being found not guilty in court. Until you are faced with losing your home or facing prison, you probably won’t realise how important Directors & Officers Liability is.

If you are unsure what the best option is for you and your circumstances, please speak to us.

Director Protection…the first step in your Defence